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The North American financial markets markets are not what they once were. Today's consumers are more mobile than ever. Financial services are now global and the market has become a volatile market were credit become the central issue for both consumers and suppliers. Modern consumer credit provides a particular tricky collection environment. Today's financial intuition is often forced to make credit decisions, that will effect cash flow for years to come, on inadequate credit history with little no clients in far flung regions. 

The game has become to sign clients, without regard to potential loss. When you realize how many important credit decisions are made with little background information beyond the basic credit bureau file, it becomes easier to recognize the potential for losses. 

Turn to Able Apton to make your operation more productive and better protected from credit losses. Prior to granting we can provide the information needed to fill the credit history gaps and allow better credit decisions. Even after credit is granted, we obtain the information needed to update customer files, without the risk of insulting your customer. When a collection problem does occur, we can recover the money and return your customer in good standing.

Key Benefits

Experience in collection of past due secured and unsecured mortgages loans and credit cards
Aggressive skip-tracing locates your moved consumers
We purchase debt portfolios for cash in advance.


The success of our efforts lies in our unique ability to retain local credit-trained investigators and legal council in your debtor's area, to uncover up-to-the-minute information. Decisions based on current and reliable facts are superior to decisions based on "aged credit history". These same professionals are instrumental in recovering customers through professional collection technique



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